1. In this suit against the United States to recover total
permanent disability benefits under policies of War Risk Insurance,
held that the District Court properly denied the
Government's motion for a directed verdict, and that the evidence
sustained the verdict for the plaintiff. P.
312 U. S.
451.
2. Rule 50(b) of the Rules of Civil Procedure goes farther than
the old practice in that district judges, under certain
circumstances, are now expressly declared to have the right (but
not the mandatory duty) to enter a judgment contrary to the jury's
verdict without granting a new trial; but it has not taken away
from juries and given to judges any part of the exclusive power of
juries to weigh evidence and determine contested issues of fact. P.
312 U. S.
452.
3. The jury properly could have found from the evidence in this
case that, as a result of injuries suffered in the World War, and
while his policies of War Risk Insurance were in force, the
plaintiff became totally and permanently disabled within the
meaning of the policies, and has since remained so, in that he has
not since been able, and will not again be able, to work with any
reasonable regularity at any substantially gainful employment. P.
312 U. S.
453.
To justify a finding of total and permanent disability, it is
not necessary that the insured be bedridden and helpless, or that
he should not have undertaken any work of any kind. P.
312 U. S.
455.
4. That thirteen years elapsed before suit was brought in this
case does not bar recovery, but is a circumstance to be weighed by
the jury with the other evidence. P.
312 U. S.
456.
111 F.2d 615 reversed.
Certiorari, 311 U.S. 633, to review the reversal of a judgment
for the plaintiff in a suit upon policies of War Risk
Insurance.
Page 312 U. S. 451
MR. JUSTICE BLACK delivered the opinion of the Court.
Petitioner sued the United States in a federal district court,
alleging that he became totally and permanently disabled prior to
December 1, 1919, while his policies of War Risk Insurance were in
force and effect. [
Footnote 1]
Trial was had and evidence heard. The trial judge declined to grant
the government's request for a directed verdict in its favor. The
jury found for petitioner. The government, without having made any
motion either for a new trial or for judgment notwithstanding the
verdict, took the case to the Circuit Court of Appeals. Upon
review, that court held plaintiff had not produced sufficient
evidence to justify submission of the cause to the jury. The court
did not, however, remand the case to the District Court for further
proceedings, but reversed the judgment and dismissed the cause of
action. [
Footnote 2]
The petition for certiorari presented two questions: first,
whether there was sufficient evidence to sustain the verdict;
second, whether the Circuit Court of Appeals erred in dismissing
the cause instead of remanding it for a new trial. This second
question invoked our jurisdiction
Page 312 U. S. 452
in order to obtain an authoritative construction of subdivision
(b) of Rule 50 of the Rules of Civil Procedure. In part, that
subdivision provides:
"Whenever a motion for a directed verdict made at the close of
all the evidence is denied or for any reason is not granted, the
court is deemed to have submitted the action to the jury subject to
a later determination of the legal questions raised by the motion.
Within 10 days after the reception of a verdict, a party who has
moved for a directed verdict may move to have the verdict and any
judgment entered thereon set aside and to have judgment entered in
accordance with his motion for a directed verdict. . . ."
Since the government made no such motion within 10 days after
the verdict, petitioner urged here that the Circuit Court of
Appeals was without power to dismiss the cause, but should have
remanded it for a new trial. But, while this important point, upon
which the Circuit Courts of Appeals are not in complete agreement,
[
Footnote 3] is one of the two
questions upon which the petition for certiorari rested, there is
no occasion for us to reach it here. For we find that there was
sufficient evidence to sustain the jury's verdict, and we hold that
the District Court properly denied the government's motion for a
directed verdict in its favor.
Rule 50(b) goes further than the old practice [
Footnote 4] in that district judges, under
certain circumstances, are now expressly declared to have the right
(but not the mandatory duty) to enter a judgment contrary to the
jury's
Page 312 U. S. 453
without granting a new trial. [
Footnote 5] But that rule has not taken away from juries
and given to judges any part of the exclusive power of juries to
weigh evidence and determine contested issues of fact [
Footnote 6] -- a jury being the
constitutional tribunal provided for trying facts in courts of law.
Here, although there was evidence from which a jury could have
reached a contrary conclusion, there was testimony from which a
jury could have found these to be the facts: petitioner suffered
injuries on June 16, 1918, while serving in the front lines in
France. On that date, in the early morning hours, bits of shrapnel
wounded him in the right arm, right shoulder, right hip, and in
front of the right ear. He was helped to a dugout by another
soldier. There, he found others who were wounded. About fifteen
minutes after he arrived at the dugout, another shell struck,
immediately in front of the dugout door. All the nine or ten men
present were either killed outright or were so badly wounded that
they were unable to leave. Petitioner's left leg was practically
cut off below the knee. He twisted a part of his wrapped leggings
around his wound to stop the bleeding. About six and one-half hours
later, he was taken on a stretcher and carried back to the First
Aid Station. There, his wounds were temporarily dressed. After
another six or seven hours, he was carried to the hospital. Shortly
thereafter, an operation followed and his left leg was removed. He
underwent several operations in the
Page 312 U. S. 454
hospitals in France, leaving that country for the United States
in August of 1918 and arriving in Boston on September 7. He was
treated in hospitals in the United States until about Christmas,
1918. During the years between the time of the injury and the time
of the trial, petitioner suffered repeatedly from abscesses and
blisters on the stump of his left leg, and his right leg has caused
him inconvenience, suffering, and disability. In addition, his
nervous system has shown serious and continuous impairment, so much
so that the Circuit Court of Appeals properly said, "Certain it is
that he was neurasthenic, and had uncontrollable accesses of terror
at any explosion, or even during thunder-storms." There has never
been a time since his injuries when he could do work which required
him to stand upon or use the stump without having it blistered,
chafed, or abscessed within two days. Several physicians who
examined and treated him through the years were of opinion that he
would never be able to work continuously at a gainful occupation,
because of his condition, and that he had never been able so to
work since the wound was received. The government gave him
vocational training both in photography and in automobile repair
work. He tried both, but, from his own evidence, corroborated by
that of his employers in many instances, the jury could have found
that, in spite of his determination to succeed, he was physically
unable to do so. He bought a farm. He was compelled to depend on
the work of his own family and relatives in this undertaking, but
the venture was a failure, and he lost the farm. He tried to
operate a garage in partnership with another. In this, too, he was
unsuccessful, and the jury could have found that his failure was
attributable to his physical disabilities. For a time, he was
engaged as a salesman of aluminum cooking utensils. But here again,
the jury could have found that his contribution to the venture was
small. For, as elsewhere,
Page 312 U. S. 455
there was testimony tending to show that it was a member of his
family, in this instance, his wife, whose labors made it possible
for this activity to be carried on. Taking the evidence as a whole,
the jurors, who heard the witnesses and personally examined the
petitioner's wounds, could fairly have reached the conclusion that,
since his injuries, petitioner never had been able, and would not
be able thereafter, to work with any reasonable degree of
regularity at any substantially gainful employment. The trial
judge, who had the same opportunity as the jury to hear the
witnesses, denied the government's motion for a directed verdict
and correctly instructed the jury what they must find from the
evidence in order to return a verdict for petitioner. [
Footnote 7]
It was not necessary that petitioner be bedridden, wholly
helpless, or that he should abandon every possible effort to work
in order for the jury to find that he was totally and permanently
disabled. [
Footnote 8] It
cannot be doubted that, if petitioner had refrained from trying
to
Page 312 U. S. 456
do any work at all, and the same evidence of physical impairment
which appears in this record had been offered, a jury could have
properly found him totally and permanently disabled. And the jury
could have found that his efforts to work -- all of which sooner or
later resulted in failure -- were made not because of his ability
to work, but because of his unwillingness to live a life of
idleness, even though totally and permanently disabled within the
meaning of his policies. [
Footnote
9] Nor does the fact that he waited thirteen years before
bringing suit stand as an insuperable barrier to his recovery. His
case was not barred by any statute of limitations. Whatever weight
the jury should have given to the circumstance of petitioner's
delay in filing his claim, that weight was still for their
consideration in connection with all the other evidence in the
case.
There was evidence from which a jury could reach the conclusion
that petitioner was totally and permanently disabled. That was
enough. The judgment of the Circuit Court of Appeals is reversed,
and that of the District Court is affirmed.
Reversed.
[
Footnote 1]
Though petitioner alleged that his policies were in effect until
December 1, 1919, in reality it was necessary for him to show that
he became totally and permanently disabled prior to September 1,
1919. This variance in dates is not material, however.
[
Footnote 2]
111 F.2d 615.
[
Footnote 3]
Compare Conway v. O'Brien, 111 F.2d 611, 613,
reversed, post, p.
312 U. S. 492,
with Pruitt v. Hardware Dealers Mutual Fire Ins. Co., 112
F.2d 140, 143.
And see United States v. Halliday, 116 F.2d
812.
[
Footnote 4]
Compare Slocum v. New York Life Insurance Co.,
228 U. S. 364,
with Baltimore & Carolina Line v. Redman, 295 U.
S. 654.
[
Footnote 5]
The relevant portion of the rule provides:
"If a verdict was returned, the court may allow the judgment to
stand or may reopen the judgment and either order a new trial or
direct the entry of judgment as if the requested verdict had been
directed."
[
Footnote 6]
See Gunning v. Cooley, 281 U. S.
90,
281 U. S. 94;
Richmond & Danville R. v. Powers, 149 U. S.
43,
149 U. S. 45;
Texas & Pacific Ry. v. Cox, 145 U.
S. 593,
145 U. S. 606;
Sioux City & P. Railroad
Co. v. Stout, 17 Wall. 657,
84 U. S.
663.
[
Footnote 7]
The government expressed satisfaction with the trial judge's
charge, which, as to total and permanent disability, contained this
statement:
"A total disability is any physical or nervous injury which
makes it impossible for a person to follow continuously a
substantially gainful occupation at any kind of work for which he
was competent or qualified, physically and mentally, or for which
he could qualify himself by a reasonable amount of study and
training. The word 'total,' as applied to 'disability,' does not
necessarily mean incapacitated to do any work at all. The word
'continuously' means with reasonable regularity. It does not
preclude periods of disability which are ordinarily incident to
activities of persons in generally sound health, for nearly all
persons are at time temporarily incapacitated by injuries or poor
health from carrying on their occupations. If Berry was able to
follow a gainful occupation only spasmodically, with frequent
interruptions, due to his injuries and his shock, he was totally
disabled. A disability is permanent when it is of such a nature
that it is reasonably certain it will continue throughout a
person's lifetime."
[
Footnote 8]
Lumbra v. United States, 290 U.
S. 551,
290 U. S.
559-560.
[
Footnote 9]
See United States v. Rice, 72 F.2d 676, 677;
Nicolay v. United States, 51 F.2d 170, 173;
United
States v.Lawson, 50 F.2d 646, 651;
United States v.
Godfrey, 47 F.2d 126, 127;
United States v. Phillips,
44 F.2d 689, 691.