Insurance Co. v. Hibernia Ins. Co., 140 U.S. 565 (1891)
U.S. Supreme CourtInsurance Co. v. Hibernia Ins. Co., 140 U.S. 565 (1891)
Insurance Company of North America
v. Hibernia Insurance Company
Argued December 3, 1889
Decided May 25, 1891
140 U.S. 565
APPEAL FROM THE CIRCUIT COURT OF THE UNITED
STATES FOR THE EASTERN DISTRICT OF LOUISIANA
A contract of reinsurance to the whole extent of the original insurer's liability is valid in the absence of usage or stipulation to the contrary.
An open policy of insurance executed in one state and sent to another and taking effect by acceptance of risks under it by the insurer's agent there is not affected by local usage of the place where it was executed.