CITIZENS' NATIONAL BANK V. DONNELL, 195 U. S. 369 (1904)
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U.S. Supreme Court
Citizens' National Bank v. Donnell, 195 U.S. 369 (1904)
Citizens' National Bank of Kansas City v. Donnell
No. 36
Argued November 1, 1904
Decided November 28, 1904
195 U.S. 369
Syllabus
Under §§ 5197, 5198, U.S.Rev.Stat., a national bank which compounds interest in a manner prohibited by the state forfeits all interest even though the total interest amounts to less than the maximum rate permitted by the state.
A national bank, met in an action by the plea of usury, may not avoid the forfeiture of all interest by then declaring an election to remit the excessive interest.
The facts are stated in the opinion.