Kaul v. State Farm Mutual Automobile Insurance Co.
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The Supreme Court reversed the judgment of the district court granting summary judgment in favor of State Farm Mutual Automobile Insurance Company in this insurance dispute, holding that the coverage for damage to Plaintiffs' RV was mandated under the plain language of the insurance policy.
After Plaintiffs purchased an RV, they purchased a recreational vehicle policy through State Farm. Later, the roof and wall of the RV were damaged. State Farm paid for the roof repair but denied coverage for the wall repair, finding it was not a "covered loss" under the terms of the policy. Plaintiffs then filed this complaint. The Supreme Court granted State Farm's motion for summary judgment and dismissed the issue. The Supreme Court reversed, holding that the coverage for the wall repair was a covered expense under the plain language of the policy.
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