John T. Hennessy; Michael B. High; William A. Bracken;larry Gibson; Martha C. Hitchcock; Laurence A.liss; Ken Mancini; George S. Rapp;roberta Griffin Torian; Frank J. Soriero v. Federal Deposit Insurance Corporation, As Receiver Formeritor Savings Bank (d.c. Civil No. 93-cv-05589).thomas Callahan v. Federal Deposit Insurance Corporation, As Receiver Formeritor Savings Bank (d.c. Civil No. 94-cv-01949).appeal of John T. Hennessy, Roberta Griffin Torian, Michaelb. High, William Bracken, Laurence Liss, Marty Hitchcock,george S. Rapp, Kenneth R. Mancini, Lawrence J. Gibson,frank J. Soriero and Thomas Callahan, Appellantsdavid A. Campbell, Jr.; Robert F. Hanna; Leslie Voth;helen T. Demarco, Individually, and Robert F. Hanna; Helent. Demarco, on Behalf of Themselves and All Others Similarlysituated, (separation Plan Class), and David A. Campbell,jr., on Behalf of Himself and All Others Similarly Situated,(retiree Health Class), and David A. Campbell, Jr.; Robertf. Hanna, on Behalf of Themselves and All Others Similarlysituated, (life Insurance Class) v. Federal Deposit Insurance Corporation As Receiver Formeritor Savings Bank.appeal of David A. Campbell, Jr., Robert F. Hanna, Helen T.demarco and Leslie Voth, Appellantsjoseph A. Adolf, Laurence J. Arnold, Christian F. Aurig,george W. Barber, Linda C. Barch, Richard F. Bate, Owen J.behen, Lauren Bethea, Elizabeth L. Blankenhorn, Anne Marieboback, Susan M. Brown, John J. Buczek, Georges. Bunting,mary Ann C. Burch, Edith Burkeitt, Thomas P. Callahan, Davida. Campbell, Jr., Karla J. Carney, John M. Casamento, Jr.,william J. Cathcart, Lisa Cavalli, Nancy L. Ceffaratti,joseph D. Cellucci, Esther Cerbo, Carole A. Circucci,anthony R. Coogan, Larry A. Cook, Samuel J. Cook, Wallace P.cooney, Paul L. Coppola, Lorene C. Coquillette, Betty R.corley, Harriet S. Corley, Joan T. Corson, David E.coverdale, Mary C. Craige, Louis T. Cullen, John F. Culp,edward D. Custer, Michael Czincila, Joan E. Debes, Irene V.delizzio, Gail L. Delviscio, Harold L. Dempsey, Harold C.dengel, Debra Anne Denight, Beatrice L. Desher, Joseph H.devore, Jr., Anna S. Difelice, Mario Difelice, Mary Anndigregorio, Leonid A. Dobrinin, Sarah S. Doody, Joseph M.duffy, Leonard T. Ebert, John A. Fatula, Charles J. Ferrie,george W. Fetters, Jr., Lore L. Fisher, John P. Fogarty,cynthia M. Ford, Doris Gagliardi, Barbara A. Gibson, Francesj. Gillen, William R. Goettle, Charles W. Gray, Iii, Eugenea. Heiwig, William H. Hilliard, William H.h. Hsu, Stanley E.hunt, Charles C. Jones, Thomas C. Keiser, Kathleen F. Kelly,lynn M. Kelly, Ethel S. Keowen, John Andrew Kinnerman,philip W. Klinger, C. Andrew Krepps, Jr., John Davidlambert, Michael G. Lewis, Patricia Leuthy, Salvatorelizzio, Aldo S. Lombardi, Elisabeth W. Lord, Kathleen Lynch,e. David Macnally, William C. Macneill, Jr., Frank Josephmarullo, Edward M. Mason, Jr., Thomas G. Marvel, Ruth A.mcallister, Joseph F. Mccole, Christine D. Mccormick, Philipj. Mccormick, Janet B. Mccourt, David C. Melnicoff, Freda I.millar, Anthony M. Mingarino, Joseph J. Moffa, Linda Leemontana, Barbara L. Morgan, Marion D. Morgan, Leonard V.morris, David D. Morrison, Mary T. Murphy, Anthony J.nocella, William A. Norris, Iii, Martha K. Nylund, Mary E.orr, John T. Osmian, Charles E. Padgett, Patricia Pawling,howard F. Pearce, Catherine P. Piccone, Peter P.pryzbylkowski, Darlene E. Purugganan, Elizabeth L. Rafetto,edward W. Rapp, Luba K. Reilly, Louise M. Reitano,antoinette D. Rendino, Ms. Jamie Rindock, Jean Davisrobinson, Richard Rogers, Diane S. Rohr, Herbert A. Roth,anthony J. Santilli, Jr., Kathleen M. Sawchynsky, Ruth C.schmidt, Michael F. Scutti, Martin Selgrath, John W. Semple,joseph F. Slane, Robert A. Smalley, Elizabeth K. Sonneborn,fred B. Staas, Walter R. Staples, Robert C. Steinman, Arthurw. Stettler, Jean J. Stubbs, Anthony Tabasco, Robert B.taylor, Annita L. Tedesco, Kenneth C. Thomas, Patricia E.thompson, Dianne T. Tindall, James M. Toolan, Morris Varano,stanley J. Verbeek, Donna Volz, Leslie C. Voth, Theresa M.webb, Cynthia West, Robert B. Whitelaw, Alton T. Winner,jr., Anne M. Wise, Verdel, 66 F.3d 659 (3d Cir. 1995)