Western World Insurance Company, Inc., Tudor Ins. Co. v. Hubbard (buckley, Jr., Buckley, Iii), Bert (j. Boyd, Jr.),karle (j. Patrick), Weber (c. John), Gordon (john), Mcclure(richard J.), Maxwell (ronald), Mehl (timothy), Hilbert(william), Hamot Medical Center, City of Erie, Pa, St.joseph Riverside Hospital, Gruber (robert), Glenwood Beerdistributors, Inc., Erie Indemn. Co., Industrial Ins. Co. Pains. Guar. Assoc., Lexington Ins. Co. v. Saint Vincent Health Center, 975 F.2d 1553 (3d Cir. 1992)