Insurance Company v. Haven - 95 U.S. 242 (1877)
U.S. Supreme Court
Insurance Company v. Haven, 95 U.S. 242 (1877)
Insurance Company v. Haven
95 U.S. 242
The owner in fee of land and of the buildings thereon, to whom has been issued a policy of fire insurance which provides that
"If the interest of the assured in the property be any other than the entire, unconditional, and sole ownership of the property for the use and benefit of the assured, or if the buildings insured stand on leased ground, it must be so represented to the company, and so expressed in the written part of the policy, otherwise the policy shall be void,"
is entitled, upon their destruction by fire, to recover on his policy although at the time it was issued there was an outstanding lease for years of the land to a third party, which fact was neither so represented to the company nor expressed in the written part of the policy.
The facts are stated in the opinion of the Court.