Dickey v. Baltimore Insurance Company - 11 U.S. 327 (1813)
U.S. Supreme Court
Dickey v. Baltimore Insurance Company, 11 U.S. 7 Cranch 327 327 (1813)
Dickey v. Baltimore Insurance Company
11 U.S. (7 Cranch) 327
A policy of insurance on a vessel "at and from" an island protects her in sailing from port to port of the island to take in a cargo.
An insurance to an island may terminate at the first port, and the expression may be adopted from the uncertainty at what port the vessel may first arrive; but it seems difficult to put any other construction on an insurance "at and from an island," or to assign any other motive, for the risk being so described, than that it is a license to use the different ports of the island, for the purpose of obtaining the return cargo.
Error to the Circuit Court for the District of Maryland, in an action, on a policy of Insurance upon the ship Fabius "at and from New York to Barbados, and at and from thence to Trinidad, and at and from Trinidad back to New York."
The ship proceeded to Barbados, and from thence to the Port of Spain in the Island of Trinidad, being the only port of entry in the island. Having taken in part of her return cargo, she sailed from thence for Port Hyslop in the same island for the residue. In the way she was lost by the dangers of the seas.
On the trial below, the opinion of the court was in favor of the defendants, and the plaintiff took his bill of exceptions and brought the case up by writ of error.